Protect your family with Narayana Health Insurance

Healthcare coverage that puts you first

Our services are tailored to provide you with the best coverage to suit your needs.

Hassle-free claims

Experience a seamless cashless claims process designed to support you during life’s toughest moments.

Trust of Narayana Health

You can avail the coverage across Narayana Health Network Hospitals in India.

Support when you need it

Our 24/7 team is here to guide you—whether it’s a policy question or a claim, we’ve got your back.

Why choose Narayana Health Insurance?

Access the quality and trust of Narayana Health network

We provide comprehensive insurance plans that safeguard your health, life, and assets, ensuring complete protection for you and your loved ones. Visit the products page for details.

  • Initial waiting period: Nil.
  • Waiting period for specific illnesses: Nil.
  • Waiting period for pre-existing diseases: Nil

Unless specified before the inception of the policy basis the result of the medical examination.

Our cashless and transparent claims process allows you to access your benefits quickly and effortlessly, giving you peace of mind when you need it most.

Our Plans

Premium protection, great prices, and reliable support.

Narayana Aditi

Narayana Aditi offers full hospitalization coverage at a price you can trust and afford.

Benefits
  • ₹1 crore coverage for surgeries or surgical procedures
  • ₹5 lacs sub-limit for non-surgeries or non-surgical procedures
  • Immediate coverage, no waiting
  • Annual health checkup
  • Easy cashless claim settlement
  • Consumables are covered (except for Robotic surgeries)
  • Quality and trust of Narayana Health

Arya Health Insurance

Arya Health Insurance gives you affordable access to quality healthcare - whether you're recovering or staying proactive about your health.

Benefits
  • Get comprehensive hospitalization coverage
  • Save on doctor consultations, medicines, and tests
  • No capping on room rent at several hospitals
  • Trusted doctor network
  • One health promise
  • Hassle-free claims process
  • Personal care manager and family physician

We protect what matters most

At Narayana Health insurance, we are committed to making quality healthcare accessible and affordable for every Indian. Our insurance plans are thoughtfully designed to meet your needs, providing comprehensive coverage that ensures financial security and peace of mind. With a focus on transparency and trust, we aim to simplify healthcare so you can focus on what matters most — your health.

From hospital stays to surgeries, our team is here to support you at every stage of your healthcare journey. Whether it's preventive care or emergency treatment, we stand by your side with reliable services and compassionate care, making sure you and your loved ones are always protected.

Affordable plans, maximum value

Get comprehensive coverage that fits your budget, so you can focus on living, not worrying.

Promoter

Narayana Health Insurance Limited is a wholly owned subsidiary of Narayana Hrudayalaya Limited.

Network Provider

Use the trusted Narayana Health network to get access to quality healthcare and a hassle-free, cashless claims process. You will be covered at a non-network provider for the scenarios as defined in the policy T&C.

Board of Directors

Trusted experts guiding our mission with wisdom, care, and long-term vision.

Team Member

Dr. Devi Prasad Shetty

Chairperson and Non-Executive Director

Team Member

Mr. Viren Prasad Shetty

Non-Executive Director

Team Member

Ms. Anamika Roy Rashtrawar

Independent Director

Team Member

Ms. Tajinder Mukherjee

Independent Director

Team Member

Ms. Anita Sudhir Pai

Independent Director

Team Member

Mr. Ravi Vishwanath

Non-Executive Director

Team Member

Ms. Sheela Ananth

Whole-time Director and CEO

Leadership Team

Driven leaders building better healthcare through empathy, insight, and action.

Team Member

Ms. Sheela Ananth

Whole-time Director and CEO

Team Member

Mr. Gaurav Agarwal

Chief Financial Officer

Team Member

Mr. Himanshu Manocha

Appointed Actuary

Team Member

Mr. Janish Narendra Jain

Chief Investment Officer

Team Member

Mr. Naresh Kumar Katla

Company Secretary & CCO

Team Member

Mr. Deepak Murugananthadas

Chief Risk Officer

Congratulatory Quote on Accounts Aggregator Foundation Day

On Accounts Aggregator (AA) Foundation Day, we congratulate the AA Ecosystem for making financial data sharing safe, simple, and consent-driven. We see the AA Framework promoting the use of data, analytics and technology for designing insurance products that are more affordable, accessible, and tailored to people’s needs. In 2025, the use of AA increased in the insurance sector, particularly for underwriting term insurance policies, and we encourage more insurance companies to experiment and innovate using the powerful DPI rails. This DPI is poised to play a key role in ensuring that every Indian family has adequate protection, and we achieve the country's objective of “Insurance for All by 2047”. -Ajay Seth, Chairperson, IRDAI

Their Journey, Our Commitment

A legacy of trust and care

Committed to protecting

Our house help has always cared for us like family. When I discovered Narayana Aditi’s affordable health plan, I got it for her. She never imagined having insurance. Now she’s covered—and I feel proud to have given her that security.

Udit

Kolkata

We saw an ad for Narayana Aditi and decided to try it. Soon after, my daughter was hospitalized with dengue. The ₹30,000 bill was fully covered. No hassle, no stress. That one choice brought us real peace of mind when we needed it most.

Ram

Maddur