Affordable, comprehensive, and trusted coverage
At Narayana Health Insurance, we bring you a range of health plans designed to meet every need and budget. Whether you’re an individual, a family, or an organization, our insurance solutions ensure quality healthcare is always within reach.
Our Products
Your health deserves the best coverage at a price you can trust. Narayana Health ensures transparent, seamless care with no hidden clauses. Discover plans designed for you today.
Narayana Aditi
Narayana Aditi offers full hospitalization coverage at a price you can trust and afford.
Currently available for sale in these cities and nearby districts:
Mysore|Bangalore|Shivamogga Kolkata|Howrah|Raipur Guwahati|Jaipur|Jammu
Read the Customer Information Sheet (CIS) carefully before buying the policy.
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Benefits
- Upto ₹1 crore comprehensive hospitalization coverage
- Immediate coverage, no waiting
- Annual health checkup
- Easy cashless claim settlement
- Consumables are covered (except for Robotic surgeries)
- Quality and trust of Narayana Health
Arya Health Insurance
Arya Health Insurance gives you affordable access to quality healthcare - whether you're recovering or staying proactive about your health.
Currently available for sale in this district:
Bangalore
Read the Customer Information Sheet (CIS) carefully before buying the policy.
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Benefits
- Get comprehensive hospitalization coverage
- Save on doctor consultations, medicines, and tests
- No capping on room rent at several hospitals
- Trusted doctor network
- One health promise
- Hassle-free claims process
- Personal care manager and family physician
Narayana Group Health Insurance
Narayana Group Health Insurance provides a comprehensive hospitalization coverage, personal accident cover and hospital daily cash for group customers.
Currently available for sale in these districts:
Bangalore|Kolkata
Read the Terms & Conditions carefully before buying the policy. Call Customer Support at - +91 98210 34071
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Benefits
- Customizable Plans and Coverage
- Better Cost Control
- Hassle Free Claims
- Trust of Narayana Health Network
- Dedicated Account Manager
Arya Group Health Insurance
Arya Group Health Insurance is a comprehensive health insurance product enabling you to get well and stay healthy at an affordable price.
Currently available for sale in this district:
Bangalore
Note: Read the Customer Information Sheet (CIS) carefully before buying the policy.
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Benefits
- Get comprehensive hospitalization coverage
- Save on doctor consultations, medicines, and tests
- Receive quality care from trusted doctors
- Choose your room type
- One health promise
- Hassle-free claims process
- Personal care manager
- Family physician
Frequently asked questions
Find answers to common questions about our insurance plans, coverage details, claim process, and more. We're here to help you make informed decisions with confidence.
Before purchasing, please review the Customer Information Sheet (CIS), sum insured, waitingperiods, exclusions, coverage for pre/post-hospitalization, list of network hospitals, and portabilityoptions. We’ll help you understand it all.
We are registered with IRDAI. You can verify any insurer’s status by visiting www.irdai.gov.in .
You'll receive a Policy Bond, Customer Information Sheet (CIS), and a Benefits Illustration/Prospectus, either digitally or in physical form, as per your choice.
Yes, we’re happy to provide the CIS and other key documents in your local language uponrequest.
The CIS simplifies your policy, it clearly highlights benefits, exclusions, claims process, andgrievance redressal in one place.
Yes, depending on the product and internal board approved underwriting decisions.
- Pre-existing conditions: 1–3 years
- Specific treatments: 2 years
- First 30 days: general illnesses (accidents excluded)
Yes. Depending on the plan, you can cover them either under a floater or individual policy. Call our sales helpline to explore eligible products.
It’s a cost-effective plan where a single sum insured is shared by all covered family members.
Once we receive your complete payment, we issue the policy within the same day.
Call our Customer Support at +91 98210 34071 or write to support@narayanahealth.insurance We’ll make sure you receive your policy with in the same day.
Absolutely. Send us a request for endorsement. We’ll process it within One week.
Mid-term changes aren't permitted, but you can revise the sum insured at the time of renewal.
Just email your request to support@narayanahealth.insurance.
Yes, you can add a newlywed spouse or newborn within 30–90 days. A proportionatepremium may apply.
You don’t need to pay upfront at our network hospitals except policy holder payable such asdaily deductibles, excluded treatment charges etc, we coordinate payment directly with the hospital.
Yes, the applicable room type and ICU limits depend on your chosen product. Exceeding thesemay result in proportionate deductions. Please reach out to us or check the CIS documents forroom limits basis on the products you have chosen.
Yes, annual health check-ups included at the time of renewal under most of our plans.
Submit bills incurred within the allowed pre and post-hospitalization period mentioned inyour CIS. Submit your bills with in 15 days from post hospitalization period completion.
We cover listed day-care procedures and offer OPD discounts at selected centres. Pleasecheck your policy document for eligible OPD centres list.