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Why Narayana Aditi Is a Good Fit for Families in Kolkata

A heart surgery or a transplant can cost far more than most families have saved. Government schemes like Swasthya Sathi and Ayushman Bharat PM-JAY cover up to ₹5 lakh per family per year, which is a strong safety net but can run out quickly during serious treatment.

Oct 8, 2026By Udit Narayan Singh

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Is Ayushman Bharat Enough for You? What Kolkata Families Should Know
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Is Ayushman Bharat Enough for You? What Kolkata Families Should Know

For everyday hospital needs, it is a real help. For a major surgery, a long illness, or a family that wants to choose its own hospital, it often isn't enough on its own. Think of it as a floor. It stops you from falling into debt, but it doesn't guarantee the care you would pick if money weren't a factor.

Oct 8, 2026By Admin
Narayana Aditi with Swasthya Sathi in Kolkata: Why You May Need Both
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Narayana Aditi with Swasthya Sathi in Kolkata: Why You May Need Both

If your family faces a major surgery, probably yes. Swasthya Sathi is a solid base, but it is one ₹5 lakh limit shared by the whole family, at hospitals on the state's list. Narayana Aditi is a separate policy that gives you a much higher surgical limit at Narayana Health hospitals. The two do different jobs, so they work best together.

Oct 8, 2026By Udit Nar...
A Complete Guide to Family Health Insurance Policy
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A Complete Guide to Family Health Insurance Policy

Everything to know before buying a family health insurance policy in India how family floaters work, maternity cover, sum insured sharing, and what to check before buying.

Sep 18, 2026By Udit Nar...
Co-Pay in Health Insurance: A Complete Guide
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Co-Pay in Health Insurance: A Complete Guide

When buying a health insurance policy, you'll often come across the term "co-pay." It's a simple concept, but understanding it clearly can help you make better decisions and avoid surprises at claim time.

Sep 18, 2026By Udit Nar...

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