Introduction

When it comes to health insurance, one of the biggest concerns for families is — how will it make expensive surgeries affordable for people? Many people face financing burdens, complex procedures, long delays, and endless paperwork. But with Narayana Aditi, offered by Narayana Health Insurance, that’s not the case. This plan is designed to make your healthcare experience seamless — so you can focus on recovery, not reimbursement.

1. Comprehensive coverage of ₹1 crore for surgeries and a sublimit of ₹5 lakhs for non-surgical procedures for your family at just ₹29 a day's cost

Mentioned premium is for Plan 2 of the Product "Narayana Aditi", for a family of four having two adults and two children with ages 40,37,15,12, respectively and excluding GST. With ₹1 crore cover for surgical procedures and a ₹5 lakh sub-limit for non-surgical procedures, Narayana Aditi brings financial protection that’s rare at this price point. This level of cover reduces financial stress so that families can focus on healing rather than bills.

2. True cashless claims within Narayana & verified hospital network

One of the fastest ways to regain peace of mind is avoiding upfront payment during hospitalization. Narayana Aditi Health Insurance provides cashless claims at Narayana Health hospitals and verified hospital network, meaning eligible bills are settled directly between the hospital and Narayana Health Insurance — making admissions and discharge smoother and faster.

3. Clear, predictable cost-sharing

The plan keeps financial expectations simple: zero co-pay when treated inside the Narayana Health network and a small daily deductible for specified non-surgical care, so families know ahead of time what portion they may need to handle. Predictability like this prevents last-minute surprises and preserves peace of mind.

4. Zero Waiting Period: Immediate protection from day one

Narayana Aditi offers zero waiting period so that if your policy starts tomorrow, you can claim tomorrow itself if something happens enabling immediate coverage. Zero Waiting Period is applicable unless specified before the inception of the policy basis the result of the medical examination.

5. Extra value services that ease routine care

Beyond hospitalization cover, Narayana Aditi includes practical value additions inside the Narayana network — for example, ** 10% off on OPD** is provided within Network of Narayana Hospitals as Value Added Services. These extras reduce friction for everyday health needs and make staying healthy easier and cheaper.

Health Checkup is also provided with the plan so that you are aware of your health conditions.

Final note

Choosing Narayana Aditi means choosing a Health Insurance plan designed to remove friction at the moment of care — high limits, cashless claims within a trusted hospital network, transparent costs, immediate protection, and value services for routine care. This combination is what gives families genuine peace of mind when they need it most.

Disclaimer: Mentioned premium is for Plan 2 of the Product "Narayana Aditi", for a family of four having two adults and two children with ages 40,37,15,12, respectively and excluding GST. Zero Waiting Period is applicable unless specified before the inception of the policy basis the result of the medical examination 10% off on OPD is provided only in Network of Narayana Hospitals and are provided under product as Value Added Services

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